Terms & Conditions
Before using the PhosMonie app, a financial product of PhosMonie Technologies Limited, please carefully read this Agreement. The User consents to be bound by the terms of this Agreement in exchange for receiving and using the PhosMonie app. Accessing or using the PhosMonie app will signify your acceptance of this Agreement and your consent to be bound by its terms.
If you do not desire to be legally obligated by this agreement, refrain from accessing The PhosMonie App.
This agreement (hereinafter referred to as the “Agreement”) is made and entered into between PhosMonie Technologies Limited and any person, business, organisation, agency, or any other entity that visits or utilises the PhosMonie app (hereinafter referred to as the “User” or “you”).
You will not be charged for using the PhosMonie App, which is an Internet-based platform created to facilitate communication between PhosMonie Technologies Limited and users, as well as your interaction with other users. PhosMonie Technologies Limited is the proprietor and operator of this app. This app, owned and operated by PhosMonie Technologies Limited, contains or may contain text, graphics, links, electronic art, animations, audio, video, software, photos, music, sounds, and other material and data (collectively, “Content”) that has been formatted, organized, and collected in a variety of forms that are generally accessible to Users, such as directories and databases, and sections of the app that are modifiable by Users, including areas where Users can upload multimedia files, post classified ads, register user profiles, and create customized pages, auto-notify, and project areas.
PhosMonie App Access
In order to access and utilize the PhosMonie App, you are required to supply all the essential hardware and software components, as well as any communication equipment that may be necessary. Additionally, you are responsible for covering any costs related to phone services, internet access, or any other fees or charges that may arise during the process of using the app.
User Conduct: Guidelines for Users
In utilizing the PhosMonie application, it is imperative that you access and engage with the platform strictly for purposes that are in full compliance with the law. As a user, you bear the exclusive responsibility to familiarize yourself with, and adhere to, all relevant laws, regulations, and rules that govern your use of the PhosMonie online platform. This obligation extends to any Interactive Areas provided on the platform, as well as any related networks or services that interface with the PhosMonie application.
You are accountable for ensuring that the means of communication you employ to access the PhosMonie app, including but not limited to your modem, computer, or any other related hardware, meet all required standards and specifications. It is essential that these tools are
compatible and in good working order to facilitate a seamless and lawful interaction with the PhosMonie platform.
PhosMonie Technologies Limited mandates all users to adhere to the following guidelines when utilizing PhosMonie Interactive Features. Users are strictly prohibited from engaging in activities that restrict or inhibit other users from fully enjoying these features. Additionally, it is imperative that users refrain from transmitting any content that is unlawful, threatening, or in violation of another’s rights without proper authorization. The transmission of material containing viruses, malware, or any other harmful components that could potentially compromise the security and integrity of our systems is strictly forbidden.
Furthermore, users must not engage in any actions that involve altering or damaging non-personal content, as this could disrupt the intended communication flow and hinder the seamless operation of the PhosMonie platform. It is also strictly prohibited for users to falsely claim a relationship or affiliation with any organizations that are not officially authorized by PhosMonie Technologies Limited.
It is important to note that any violation of the operating rules or guidelines set forth by internet access providers while using PhosMonie Interactive Features will not be tolerated. This includes, but is not limited to, infringing upon copyright, trademark, or any other proprietary rights without obtaining the necessary permissions, as well as altering or damaging non-personal content.
PhosMonie Technologies Limited is committed to ensuring that all users can engage with our platform in a safe, secure, and respectful environment. We ask that all users adhere to these guidelines to maintain the integrity of the PhosMonie community and the services we provide. Failure to comply with these guidelines may result in appropriate corrective actions, including temporary or permanent suspension of access to PhosMonie Interactive Features
Intellectual Property Rights: App content
PhosMonie app uses content from various sources, including contributors, third-party licensees, and users. Access to this content is protected by copyrights, trademarks, and other proprietary rights. PhosMonie Technologies Limited owns a copyright in the “look and feel” of the content, including its selection, coordination, arrangement, and presentation.
PhosMonie Technologies Limited prohibits modification, copying, reproduction, transmission, distribution, publication, derivative works, display, or commercial exploitation of its content. However, users can make a reasonable number of digital copies for computer hardware and software access, print one copy of each piece, and distribute a reasonable number for internal use. All permitted copies must be reproduced in the original format and original source attribution to the app and its URL address. Users acknowledge that they do not acquire any Intellectual Property Rights by downloading or printing the content.
User Content Provided on Phosmonie App
The user is allowed to upload, transmit, post, publish, reproduce, or distribute content without Intellectual Property Rights. However, if the user has express authorization for distribution, they should include a phrase indicating the copyright ownership and permission. By submitting content to any interactive area, the user grants PhosMonie Technologies limited the right to use, reproduce, modify, adapt, publish, translate, create derivative works, sublicense, distribute, perform, and display the content. Furthermore, the user permits PhosMonie Technologies limited to sublicense these rights to third parties.
Interactive Areas
The PhosMonie App may include interactive areas, such as classifieds, which allow real-time interaction between users. However, the app does not control messages, information, or files delivered to these areas. Users can create and manage these areas, but PhosMonie Technologies Limited, its subsidiaries, parent companies, affiliates, and their directors, officers, employees, and agents are not responsible for content within the interactive area. The use and management of these areas will be governed by this Agreement and any additional rules established by users. The app cannot screen communications in advance and is not responsible for screening, policing, editing, reviewing, or monitoring content in these areas. However, PhosMonie Technologies Limited has the right to monitor and disclose information to satisfy laws, regulations, or protect itself or other users. If a content is alleged to not conform to this Agreement, PhosMonie Technologies Limited may investigate and determine whether to remove or request the user to remove it. PhosMonie Technologies Limited reserves the right to prohibit conduct, communication, or content that violates this Agreement or any other policy.
Termination of Service
PhosMonie Technologies Limited reserves the right to terminate or temporarily suspend access to the PhosMonie app, including the Interactive Areas, for any conduct deemed a violation of this Agreement or policies or guidelines posted by PhosMonie Technologies Limited. This termination can occur at any time for any reason, and in this case, users are no longer authorized to access the app, including the Interactive Areas. The restrictions imposed on users regarding downloaded content and the disclaimers and limitations of liabilities set forth in this agreement will still apply. PhosMonie Technologies Limited reserves the right to terminate the services offered by the PhosMonie app without notice for any reason, and the termination of this agreement is at PhosMonie Technologies Limited sole discretion.
Links; Disclaimers of Warranties; Limitations of Liability
PhosMonie Technologies Limited, together with its parent, affiliates, directors, officers, employees, and agents, explicitly disclaims any responsibility or liability for the content, products, or services that are accessed through or linked to from the PhosMonie App, excluding those services and products directly offered via the app itself. The content, goods, and services that are accessible through external links are independently provided by third-party entities over which PhosMonie Technologies Limited exercises no control. Accordingly, PhosMonie Technologies Limited does not express any endorsement of or assume responsibility for the validity, quality, safety, or reliability of any externally provided content, goods, or services. Users who choose to access these third-party sites and utilize their products and services do so solely at their own risk. PhosMonie Technologies Limited and its associated entities expressly disclaim any liability for potential damages or losses that may arise from the utilization of these external sources, as well as for any difficulties encountered while accessing the internet or navigating these third-party sites.
Indemnity Clause
By entering into this Agreement, you hereby agree to indemnify, defend, and hold harmless PhosMonie Technologies Limited, as well as its affiliated entities, parent or subsidiary companies, and their respective directors, officers, employees, and agents, from and against any and all claims, liabilities, damages, and costs, including but not limited to reasonable legal fees and expenses, that may arise directly or indirectly from any breach or violation of this Agreement by you. Furthermore, your use of the PhosMonie App, any breach of policies associateFd with the App, your interactions with any third-party websites accessed through the PhosMonie App, or the transmission of any content via the PhosMonie App, shall also be covered under this indemnification clause. You acknowledge and agree that this indemnity provision is a fundamental part of the terms and conditions under which PhosMonie Technologies Limited provides access to the App, and is intended to allocate risk between the parties. Your commitment to indemnify PhosMonie Technologies Limited reflects the mutual agreement of the parties to this provision.
Miscellaneous
This Agreement constitutes the complete and exclusive agreement between you and PhosMonie Technologies Limited, overriding any previous agreements regarding this subject matter. PhosMonie Technologies Limited retains the right to modify this Agreement or any related policies occasionally, with changes becoming effective two days after prominently posting a notice of such modifications on the PhosMonie App. You are expected to review the Agreement regularly to stay informed about any changes. Should you find any modification unacceptable, you must cease using the PhosMonie App. Continued use after such notice will be deemed as acceptance of the new terms.
The terms of this Agreement shall persist beyond its termination or expiry. If any part of this Agreement or related policy is found to be invalid or unenforceable, that part shall be interpreted in a manner consistent with applicable law to reflect as closely as possible the original intentions of the parties, while the remaining parts will remain in full effect. PhosMonie Technologies Limited ‘s failure to enforce any term of this Agreement strictly is not a waiver of its rights to subsequently enforce such term or any other term. This Agreement is governed by the laws of the state or province where PhosMonie Technologies Limited is domiciled, excluding its conflict of law principles, and both parties submit to the exclusive jurisdiction of the courts in that jurisdiction.
This Agreement is personal to you, and you may not transfer your rights or duties under it to anyone else. All logos, brand names, trademarks, and service marks mentioned are owned by their respective owners. Mention of any trademarks, service marks, or links to or from the PhosMonie App is solely for clarification and identification and does not imply endorsement by PhosMonie Technologies Limited of any products, services, or information, nor does it imply endorsement of PhosMonie Technologies Limited by the owners of these trademarks or service marks.