PhosMonie Privacy Policy
1. Introduction
Welcome to PhosMonie! We are committed to protecting your privacy and handling your data with transparency and care. This Privacy Policy explains how PhosMonie collects, uses, shares, and safeguards your personal information when you interact with our platform, whether as a visitor or as a registered user.
2. Information Collection
PhosMonie collects information to provide better services to all our users. The types of information we collect include:
- Personal Information: This includes your name, address, telephone number, email address, date of birth, bank account details, and national identification numbers that you provide when you register.
- Transactional Information: Details of the transactions you carry out through our platform, including geographical location, time, and purpose of the transaction.
- Technical Data: Information about your device, including your IP address, the type of device, browser type and version, and operating system.
- Usage Data: Information about how you use our platform, products, and services.
3. Information Use
We use the information we collect to:
- Provide, maintain, and improve our services.
- Process transactions and send notices about your transactions.
- Resolve disputes, collect fees, and troubleshoot problems.
- Prevent potentially prohibited or illegal activities and enforce our User Agreement.
- Customize, measure, and improve our services and the content and layout of our website.
- Deliver targeted marketing, service update notices, and promotional offers based on your communication preferences.
4. Information Sharing
PhosMonie may share your information with:
- Third parties that provide services on our behalf, such as payment processing, business analytics, customer service, marketing, and fraud prevention.
- Other entities within our corporate group to detect and prevent potentially illegal acts, provide joint services, and for other business purposes.
- Law enforcement or other governmental officials if required by law or in response to a verified request relating to a criminal investigation or alleged illegal activity.
- Other business entities, should we plan to merge with or be acquired by that business entity.
5. Information Security
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. These measures include data encryption, firewalls, and physical access controls to data centers
6. User Rights
Under the Nigeria Data Protection Regulation (NDPR), you have the right to access, correct, delete, or transfer your personal data that we hold. You also have the right to restrict or object to certain processing of your data. To exercise these rights, please contact us using the contact information below
7. Data Retention
We retain personal information for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
8. Changes to Our Privacy Policy
PhosMonie may update this policy from time to time. We will notify you of any changes by posting the new policy on this page. We encourage you to review our Privacy Policy periodically for any changes.