PhosMonie

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Celestine Ibojie

9 Articles

Why Gen Zs Are Switching to the PhosMonie App

There’s a quiet revolution happening in the way Nigerian Gen Zs manage…

Celestine Ibojie

Level Up Your Money Game: Financial Tips Every Nigerian Student Needs Now

Let’s be honest—being a student in Nigeria isn’t easy. Between rising food…

Celestine Ibojie

The 7 Habits That Keep People Poor—and How to Break Free

In Nigeria today, the difference between the rich and the poor isn't…

Celestine Ibojie

Fintech Innovations: How They’re Changing the Nigerian Economy

In a country where over 60% of the population is under the…

Celestine Ibojie

Invite Someone. Earn ₦2,000. Build a Community That Spends Smart and Lives Freer.

What if we told you that one simple action could put money…

Celestine Ibojie

The Rise of Digital Banking in Nigeria: What You Need to Know

In recent years, Nigeria has witnessed a silent revolution—one that’s transforming how…

Celestine Ibojie

The 50/30/20 Rule: A Simple Guide to Smarter Money Management

In a world where expenses keep rising and income often feels stretched…

Celestine Ibojie

How to Take Control of Your Finances Today

In today's Nigeria, managing your finances isn't just a good habit—it's a…

Celestine Ibojie

Spend Smart, Live Freer: The PhosMonie Philosophy

💭 Ever felt banking was harder than it should be? Waiting hours…

Celestine Ibojie